Home › Articles › Crypto Basics

Crypto Basics

How to Deposit on Binance? 2026 Latest Complete C2C Deposit Tutorial

Published 2026-03-01 · Updated 2026-03-02 · Beginner guide

After registering on Binance and completing security settings, the next step is to deposit. Many beginners don't know how to convert RMB to USDT. This article explains the most common C2C deposit method in detail, with clear steps that are easy to follow.

Binance Deposit Methods Comparison

Binance supports multiple deposit methods. The two most common for beginners are:

C2C (Peer-to-Peer Trading): Buy USDT from other users, paying with Alipay/WeChat/Bank Card. Low fees, the mainstream method.
Quick Buy: Buy directly with a bank card, simpler to operate, but slightly higher fees.

💡 Beginners are recommended to use the C2C method, with lower fees. Choose verified merchants for secure transactions.

Detailed Steps for C2C Deposit

Step 1 — Enter the C2C Trading Page

Log in to the Binance App or website, click "Buy Crypto" at the top → "C2C Trading", select "Buy", and choose the currency USDT.

Step 2 — Choose a Merchant

The page will display multiple merchants. Focus on the following indicators:

Completion Rate: It is recommended to choose merchants with a rate above 95%
Volume: The higher the number, the more reliable
Payment Method: Choose the method convenient for you (Alipay/WeChat/Bank Card)
Price: Should be close to the market price. Do not be tempted by unusually low prices

Step 3 — Place Order and Make Payment

Enter the purchase amount (in CNY), confirm the USDT quantity, and click "Buy". The system will display the merchant's receiving account. Complete the payment within the specified time (usually 15 minutes).

⚠️ Do not write words like "coin", "USDT", "cryptocurrency" in the payment memo, just transfer directly to avoid your bank card being flagged.

Step 4 — Confirm Payment and Wait for Coin Release

After completing the payment, click "I have paid" on the order page. The merchant will release the coins after confirming receipt, usually within 1-5 minutes. The USDT will appear in your Spot Wallet.

Step 5 — Confirm Receipt

Go to "Wallet" → "Spot" to check if the USDT balance has arrived. Once received, you can start trading.

Common Deposit Issues

What if the merchant doesn't release the coins after payment?

If the coins are not released after more than 15 minutes, you can click "Appeal" on the order page, and Binance customer service will intervene. Do not cancel the order directly, as you may lose your funds.

What if my bank card is frozen?

This is a common risk in C2C trading. It is recommended to use a dedicated bank card for C2C, not your primary daily card. If frozen, contact your bank to explain the situation; it can usually be unfrozen.

What is the minimum deposit amount?

C2C has no unified minimum limit; it depends on the merchant's settings, typically a minimum of 50-100 CNY.

✅ Next step after deposit: On the spot trading page, select the BTC/USDT or ETH/USDT trading pair, buy a small amount using a market order, and experience the complete trading process.

How to Choose Between the Two Deposit Methods?

	C2C (Peer-to-Peer)	Quick Buy Crypto
Method	Trade directly with merchants via Alipay, WeChat, or bank transfer	Place orders directly on the page using bank cards or third-party services
Fees	Usually lower, sometimes even 0 fees	Channel fees are relatively higher
Speed	Requires manual transfer and confirmation, slightly slower	Faster and more convenient
Best For	Those who want to save on fees and don't mind an extra step	First-time depositors or those who prefer simplicity

For a detailed comparison, see Binance Deposit Methods Comparison; for complete C2C steps, see C2C USDT Purchase Tutorial.

⚠️ After receiving payment via C2C, confirm the money has truly arrived before releasing the crypto. Reject any requests to "release crypto before payment" or "trade outside the platform"—these are common scams.

Next Step After Deposit: Buy Crypto

Once your deposit is credited and you have USDT, you can buy Bitcoin or Ethereum on the spot market. For withdrawals, see How to Withdraw from Binance.

FAQ

What should I buy for my first deposit on Binance?

Usually, you first use fiat currency to buy USDT (a stablecoin) via C2C, then use USDT to buy Bitcoin/Ethereum on the spot market. USDT is pegged to the US dollar, making it convenient as a deposit intermediary. See 'What is a Stablecoin' for details.

Are there fees for deposits?

C2C buying of USDT often has very low or even zero fees (the price is already included in the merchant's quote); the 'Quick Buy' channel has relatively higher fees. Subsequent spot trading fees are about 0.1%.

How long does it take for a deposit to arrive?

For C2C, after you complete the transfer and the merchant confirms receipt, USDT usually arrives within minutes; Quick Buy is generally faster. If it hasn't arrived after a long time, you can file a dispute on the order page.

What is the minimum deposit amount?

It is set by the C2C merchant and varies by order, typically as low as tens to hundreds of yuan equivalent. Beginners are advised to start with a small amount to test the entire process before increasing the amount.

Is C2C deposit safe? How to avoid scams?

Trading within Binance's official C2C platform, choosing merchants with high reputation, following only the platform process, and confirming receipt before releasing coins can basically avoid risks. Never be led to transfer privately outside the platform.

Ready to get started?

20% fee rebate on sign-up. Set up security first, then try a small amount.

How to Deposit on Binance? 2026 Latest Complete C2C Deposit Tutorial

Binance Deposit Methods Comparison

Detailed Steps for C2C Deposit

Common Deposit Issues

What if the merchant doesn't release the coins after payment?

What if my bank card is frozen?

What is the minimum deposit amount?

How to Choose Between the Two Deposit Methods?

Next Step After Deposit: Buy Crypto

FAQ

Ready to get started?

Recommended · Next steps

Binance C2C Buy USDT Complete Tutorial 2026 Beginner P2P Trading Guide

Binance Deposit Methods Comparison 2026: C2C vs Quick Buy: How to Choose

How to Buy Bitcoin? 2026 Complete Beginner's Guide

How to Withdraw Cash from Binance? Complete 2026 Bank Card Arrival Tutorial

Related articles

What Is Fiat Currency? How CNY, USD, USDT and e-CNY Differ

Hyperliquid vs Binance: How DEX and CEX Models Compare

HYPE Token Utility: Staking, Gas, Governance and Purchases