Comparison of Three Deposit Methods
| Method | Fee | Speed | Minimum Amount | Recommendation |
|---|---|---|---|---|
| C2C Peer-to-Peer | Low (0.5-2% premium) | 5-15 minutes | Approx. 50 CNY | ⭐⭐⭐⭐⭐ |
| Quick Buy | Medium (1-3% premium) | Instant | Approx. 15 CNY | ⭐⭐⭐⭐ |
| Credit/Debit Card | High (2-4%) | Instant | Approx. 15 CNY | ⭐⭐⭐ |
C2C Peer-to-Peer (Recommended)
Best for: Users seeking low fees and larger amounts (over 500 CNY)
Advantages: Lowest fees, supports Alipay/WeChat/Bank Transfer, flexible
Disadvantages: Requires waiting for merchant confirmation, slightly more complex operation
Quick Buy
Best for: Beginners, small deposits, and users seeking convenience
Advantages: Simple operation, instant credit, no waiting
Disadvantages: Slightly higher fees than C2C
Quick Buy Steps
- Binance App Homepage → "Buy Crypto" → "Quick Buy"
- Select payment currency (CNY) and purchase coin (USDT)
- Enter amount, choose payment method
- Confirm and receive instantly
Credit/Debit Card
Best for: Overseas users or when Alipay/WeChat is unavailable
Disadvantages: Highest fees, some banks may block crypto-related transactions
How Should Beginners Choose?
- First deposit, small amount (under 100 CNY) → Quick Buy, simple operation
- Larger amount (over 500 CNY) → C2C, lower fees
- After getting familiar → Stick with C2C for long-term savings
💡 Tip: Use Quick Buy for your first time to experience the process, then switch to C2C to save on fees. Both methods are safe, just choose what suits you best.